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The Bradleys Mortgage Advisors are completely independent and therefore can
offer advice on the whole of the market place and are experts on the new scheme
which certainly does make it possible for anyone who now has their 5% deposit
and enough cash to cover the fees as well, to buy a home up to a value of 600K.
A few pundits predicted a house price bubble but it as I advised on this blog
several weeks ago, it will just open up the market to more buyers so demand
will increase slightly which will start prices rising. The increase in demand
is not as strong as others have forecast and there will not be a bubble, just a
sustainable recovery in the property market which will be to the whole
country's benefit. What does this mean to buyers and sellers? Well if you are
selling then price is still critical. Buyers use the portals including
allAgents.co.uk to compare prices and where the properties are so easily compared
then if the price is too high then you won't get any viewings and the property
will remain unsold.
If you use a good agent who knows their patch and prices
accurately then the market is improving and a buyer can be found reasonably
quickly. If you are a buyer then you can see which properties are correctly
priced but you need to act quickly, as I have said the market is improving and
there is competition for the correctly priced houses so use a good agent who
can help you to get everything you need in place and then buy as soon as you
are able because prices are only going one way and with mortgage rates looking
set to remain low for some time it will never be this cheap to buy again.
Probably the single most important bit of advice I could give is use a good
Estate Agent, find one with a good track record and one who will be able to
help you with all you need as well as just the house purchase. It is essential
when you make the biggest purchase of your life that you are able to rely on
professional honest advice and where better to find an agent than where their
previous customers comments are available to read than at allAgents.co.uk If
you think this advice would help others you know why not share it or like it.
Francis Marshall FNAEA
Managing Director
Bradleys Group
Managing Director
Bradleys Group
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